12 Months Interest Free
Alpine Spas have teamed up with GEM Finance to offer you an incredible 12 Months Interest Free on any purchase over $1,000!
Joining GEM takes less than 5 minutes, and getting a response is even faster. Once you’re approved you can start shopping!
Minimum purchase $1000. From no deposit. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa / $50 Gem CreditLine) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.
New to Interest Free?
Apply for a Gem Visa now.
Apply Now – it takes less than 5 minutes.
Get a response in less than 60 seconds.
Once approved, start shopping.
Already have an eligible card?
Start shopping today.
Give us a call on 0800 99 33 88 and we’ll process your order over the phone, or feel free to visit us in-store.
What is Interest Free?
Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period (provided you pay the “payment to reduce further interest” amount in your monthly statement by the payment due dates, some may apply). Minimum monthly payments are required but making only these payments will not reduce your balance to zero during promotional period. If you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period (currently 25.99% p.a. for Gem Visa and 29.95% p.a. for Gem CreditLine).
- Buy over-the-phone or in-store
- Pay no interest during interest free period
- Apply online and get a response in 60 seconds and if approved, start shopping right away
- Minimum monthly payments must be made each month
- Make additional repayments without penalty
Fees and Charges
Minimum monthly payments are required but you won’t be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.
Standard fees and charges apply including:
Establishment Fee – A once off fee of $55 is charged for the processing of your application when you open your account and applied at the point of your first spend.
Annual Account Fee – A fee is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open. The annual fee is $52 for GEM Visa or $50 for Creditline.
Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.
† 12 Month Interest Free is subject to GEM standard credit criteria and terms & conditions. Offers for periods longer than 12 months can only be combined with our normal retail prices. They cannot be used in conjunction with other offers, unless otherwise specified. Clearance is exlcuded from Interest Free Offers.
12 Months Interest Free T&C’S – *Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited. Excludes clearance stock.