Our Finance options
- ■ 12 Months Interest Free With GEM
- ■ Gilrose Finance
- 1. Apply Now – it takes less than 5 minutes
- 2. Get a response in less than 60 seconds
- 3. Once approved, start shopping
- ■ Buy over-the-phone or in-store
- ■ Pay no interest during interest free period
- ■ Apply online and get a response in 60 seconds and if approved, start shopping right away
- ■ Minimum monthly payments must be made each month
- ■ Make additional repayments without penalty
Our 12 Months Interest Free Offer
Alpine Spas have teamed up with GEM to offer you a world class 12 Months Interest Free Offer on all our Spa Pools, Swim Spas, Cedar Hot Tubs and Saunas.
Joining GEM takes less than 5 minutes, and getting a response is even faster. Once you’re approved you can start shopping!
Minimum purchase $1000. From no deposit. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa / $50 Gem CreditLine) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.
New to Interest Free?
Apply for a Gem Visa now.
Already have an eligible card?
Start shopping today.
Give us a call on 0800 99 33 88 and we’ll process your order over-the-phone. Or visit us in-store.
What is Interest Free?
Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period (provided you pay the “payment to reduce further interest” amount in your monthly statement by the payment due dates, some may apply). Minimum monthly payments are required but making only these payments will not reduce your balance to zero during promotional period. If you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period (currently 25.99% p.a. for Gem Visa and 29.95% p.a. for Gem CreditLine).
Fees and Charges
Minimum monthly payments are required but you won’t be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.
Standard fees and charges apply including:
Establishment Fee – A once off fee of $55 is charged for the processing of your application when you open your account and applied at the point of your first spend.
Annual Account Fee – A fee is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open. The annual fee is $52 for GEM Visa or $50 for Creditline.
Gem Visa and GE Creaditline are provided by Latitude Financial Services Limited.
Gilrose Finance have financed over 300,000 Kiwis through 1,500 retailers across the country for 23 years. Which makes most trusted and reliable finance companies in New Zealand. Gilrose Finance interest rates and fees are very competitive, we are open 7 days from 8:30am ‘till late, and we strive to get a response to you promptly during.
† 12 Month Interest Free is subject to GEM standard credit criteria and terms & conditions.
^ Weekly Finance Rates are based off a 36 months interest bearing term from Gilrose Finance.